FLOWE – Pay better, be better 0.119.241216.1

Flowe is a 100% digital payment account that helps you unlock your potential while taking care of the planet.

We are a Benefit Corporation and the first B Corp and Carbon Neutral Fintech in Italy. We not only prioritize profit, but also the well-being of the environment and people.

With Flowe, you have everything you need:

• Fan, Flex, Friend: three plans to choose from based on your needs
• Flowe Card: an eco-friendly debit card accepted worldwide, including Google Pay
• Flowe Junior: a secure and eco-friendly prepaid card for ages 12 to 17
• Ordinary and instant bank transfers, ATM withdrawals in euros and other currencies, cash deposits and Cbill/PagoPA, bill payments, mobile top-ups

Manage your money smartly with Flowe. Our single app offers these features and more:

• Expense analysis: keep track of your real-time transactions
• Budgeting: plan your expenses based on your monthly income (for Flex and Friend plans)
• Savings Drops: set aside money using digital piggy banks
• Group spending: split expenses with friends
• Collective giving: easily gather funds from others
• Bazar: a marketplace with gift cards, discounts, and exclusive experiences
• Focus: thematic video capsules on well-being, personal growth, and sustainability

Care for the Planet with Flowe. Even when you pay, you contribute positively to the environment:

• Wooden Flowe Card sourced from certified forests
• Eco Balance: discover the CO2 emissions generated by your spending and offset them
• Freshback: every 100 payments made by all users with our debit cards, we plant a tree in Guatemala through our partnership with zeroCO2

We believe that better individuals create a better world. Join us and embrace Flowe.